If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Community Trust Credit Union Modesto CA 2 Year CD Account |
1.25%
Date: Feb 22, 2012
|
| Mission San Francisco Credit Union 2 Year CD Account |
1.25%
Date: Feb 9, 2012
|
| Postal Of Northern Cal Credit Union 12 Month CD Account |
1.22%
Date: Feb 14, 2012
|
| Chevron Federal Credit Union 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| Seacoast Commerce Bank 2 Year CD Account |
1.00%
Date: Feb 8, 2012
|
| Stanford Credit Union 2 Year CD Account |
0.90%
Date: Feb 16, 2012
|
| Sacramento Credit Union 2 Year CD Account |
0.46% to
0.45% Date: Feb 22, 2012
|
| River City Bank Savings Account |
0.40% to
0.35% Date: Feb 22, 2012
|
| Central State Credit Union 2 Year CD Account |
0.55% to
0.50% Date: Feb 20, 2012
|
| Central State Credit Union 12 Month CD Account |
0.35% to
0.30% Date: Feb 20, 2012
|
| U.S. First Credit Union 2 Year CD Account |
0.50% to
0.45% Date: Feb 17, 2012
|
| Bay Cities Credit Union 2 Year CD Account |
0.55% to
0.45% Date: Feb 16, 2012
|
